A Market Data APIMaking an Interactive Financial Information Display Possible on Your Website

Why do you need a market data API in order to display financial data on your website? An API is an Application Programming Interface, an essential part of the interactivity of Web 2.0. A programming interface is like a foreign language translator-It allows one computer operating on one system to talk to another computer operating on another system. Imagine how complex this can be when computer systems are communicating with market data. When you are providing financial information on your website for your visitors, APIs are necessary to display all but static, non-changing information.

Look for a market data solutions provider that can offer several different code-based APIs or SDKs (Software Development Kits) to ensure that you can connect with data feeds and tickers for real-time, delayed, end of day, and historical information. Having access to a .Net, Java, or COM/Win32 API will make this communication more easeful. APIs should have both a server side component as well as a client-side component.

Sample code should be provided with source code available for your tech team.

Consult with your tech team first to determine whether your system would most easily connect to a .NET, Java, or COM/Win32 API. Then find the market data solution firm that can provide the appropriate API for your system. If you need a .NET API to receive market data, make sure it is written in fully manageable C# code and built within a .NET 2.0 framework. If it is a Java API that you need, of course, make sure it is written in pure Java. No external native libraries will be needed. The Legacy COM/WIN32 API should be available from your market data solutions firm if your system requires this type of interface.

If this all sounds like a lot of mumbo jumbo to you, just make sure that the market data solutions company that you select offers complete code samples, documentation, and complete customized tech support, regardless of the market data API available. Broadcast feeds should come in a format that compresses and consolidates direct feeds from any exchange. Check to be certain that they offer financial data feeds in raw or original exchange format, utilizing HTTP transfer in XML, CSV, and FTP. And most importantly, make sure that the data you receive is the most timely, accurate data available. Your data solutions firm must provide reliable figures, with transactions, inserts, and corrections reported as they are reported by the exchanges. Visit BarchartMarketData.com, where you’ll find more information about each marketdata API available and how to get started on posting your own white-label financial data feed on your company’s website.

Colin Snider lives in New Orleans, Louisiana. He is a promoter for local venues, including concert venues and clubs, in the city. Football is his favorite sport and he is a hardcore Saints fan. He also enjoys trading and investing in the stock market and relies of end of day data to make financial decisions

Commercial Lending In Canada Pristoractional Business Finance Solutions

Business finance, we maintain, doesn’t have to be a mystery to the thousands of businesses in Canada that are constantly searching for commercial lending solutions that meets their requirements. And as for the word ‘ PRISTORACTIONAL ‘ – we made it up – it doesn’t exist, but the word ‘ SOLUTIONS ‘ does, and they can be found without any help from the worlds greatest minds! Let’s dig in.

Taking on debt or ‘ monetizing ‘ existing assets must always have repayment taken into consideration – from the bank or commercial lenders perspective that’s the focus.

Business owners/managers need to be able to demonstrate clear repayment – that demonstration comes from assets being monetized – (inventory / receivables), past historical cash flow, or current ongoing profit generation. Repayment of asset monetization financing (lines of credit, etc) must be demonstrated through asset turnover. We’re constantly amazed at how many owners/managers don’t understand how asset turnover plays into overall return on equity.

More amazement? Business plans that focus mostly on sales and ‘ hockey stick’ type projections without realistic assumptions on cash flow, collection turnover, etc.

If your business does in fact have profits you are significantly more eligible for financing such as term loans. Start up or early stage revenue firms who can demonstrate reasonable cash flow and profit projections are advised to check out the federal Govt Guaranteed Small Business Loan program. By the way it can be used to purchase an existing business also.

If your business has 1. historical, 2. present and 3. future (realistic) projected cash flows you are eligible for ‘ UNSECURED ‘ loans based solely on those cash flows, but we caution clients that holy trinity above must be proven.

Your ability to articulate your businesses ‘ OPERATING CYCLE ‘ allows you to access significant capital when it comes to financing current assets. Those financing options include:

Bank operating lines

Asset based non bank lines of credit

Receivable Financing

A/R financing

Refundable Tax Credit Financing (Most commonly the SR&ED program

PO Finance

Revenue based loans

Many businesses require the purchasing of assets that will allow that to either operate more efficiently or stay competitive. Here solutions abound in Equipment financing and leasing solutions. Any asset or technology from 2k to the millions can be financed based on asset equality and proof of repayment ability.

Aside from bank financing these financing facilities are very much based on your actual sales and ability to collect and turnover assets.

So whets the bottom line? Simply that with the right assistance and focus you can leverage your balance sheet, access cash flow through existing assets, or utilize current and future sales potential to monetize your business properly . Consider seeking out and speaking to a trusted, credible and experienced Canadian business financing advisor who can assist you in… solving the mystery!

Stan Prokop

The Best Strategy Maps Example

One thing is sure that strategy maps example, balanced scorecard examples, BSC templates examples, and BSC for HR are amongst the most indispensable tools out there which can surely help you to accomplish your implicit and explicit objectives successfully. That is why we need to implement the best strategy maps example right away so that we can really analyze where our business is going all about. As a matter of fact, strategy map strongly holds the mission and objective of your organization and keeps a clear eye on the employees or employers activities and performance pragmatically. Talking about strategy map, it is one of the most indispensable tools in the global marketplace in most recent times. Most importantly, strategy map has many staggering features and facets such as robustness, flexibility, durability, trustworthiness, cost effectiveness, usability, customer satisfaction, and longevity. That is why balanced scorecard strategy map cannot compromise at all when it comes to quality, performance, style, and value.

Rather it is totally associated with your companys mission, and objectives genuinely. Generally BSC strategy map has four illustrious perspectives regarding the usability and performance of your business including customer perspective, financial perspective, internal business process perspective, and finally learning & growth perspective. There are many strategy maps examples out there but university strategy map example is more unique and competitive than the whole lot indeed. Let discuss the strategy maps example in the university campus with a detailed analysis.

There is no denying that university is one of the places where destiny of the youth is coordinated immensely. That is why university is considered as a backbone in any countrys progress, development, and growth. If you are assigned a role to conduct a research of your university, then university strategy map can be the best option by any means. Actually it contains the mission and objective of the university. Therefore it would definitely lend a hand to explore the information, facts, and figures regarding the activities and performance of each department of the university.
So there is no doubt about that university strategy maps example suits best to the university activities and functions i.e. seminars, conferences, meetings, group discussions, festivals, galas, funfairs and bonfires from simple to complex approach. One of the most important things is that you can make a detailed analysis of each department of the university with the implementation of balanced scorecard strategy maps. For example, BSC strategy maps would lend a hand to organize the activities and performance of each department of the university exclusively such as social sciences, natural sciences, administration sciences, animal sciences, international relationships, anthropology, sociology, gender and development, earth sciences, electronics, physics, mathematics, statistics, political sciences, chemistry, computer sciences and so on. Therefore we cannot really overlook the value of strategy maps balanced scorecard at all. On the other hand, BSC for HR can play significant role in improving the activities of human resources department of the university. Add to that, strategy maps cannot only improve the overall activities of the university departments but also maintain its performance persistently. Moreover, university strategy map will not only change the overall behaviors of the students but also help them a lot to improve their grades on a permanent basis. Next university BSC strategy maps can boost up the efficiency of university scholars, research associates, professors, and doctorates everlastingly.
Further, they will securitize both the input and output levels of the organization in detail. Last but not the least, we cannot only put into action some of the best balanced scorecard examples in university strategy maps but also bring into play some latest yet practical BSC templates examples in our research compatibly. In short, university strategy maps example is surely amongst the most competitive and cost effective ways to conduct an in-depth research and analysis of the university successfully.

Financial Advice Why Paying For it Saves You Money

For many years, independent financial advisors in the UK have operated on a sales-driven commission model. This has meant that instead of being paid directly by those who came to them for impartial financial advice, they received a commission from the providers of the financial products as a marketing cost, with the advice function being a secondary consequence of the transaction.

While this offered short-term benefits for the cash-strapped consumer looking for financial advice, it brought a host of problems. The most obvious was that financial advisors were incentivised to recommend products that paid them attractive commission not necessarily those that were right for their clients.

This problem reached its peak with the pensions mis-selling scandal, which saw thousands of people move out of occupational pensions schemes when they would have been better advised to stay put. Although it first came to light many years ago, pensions mis-selling was still a problem as recently as 2008, when unscrupulous financial advisors were found to be encouraging investors to switch their pensions at a total cost of 43m per year.

As things stand, advisors can take commission when they sell products such as pensions or unit trusts, as well as a trail or recurring commission for every year the consumer holds the product. According to the FSA, these commissions amounted to an average of 5.6% of the sum invested. So while financial advice might be free at the point of sale, it certainly does have an impact on the performance of an investment and, more importantly, it is clear that the advice given to the consumer can never be truly impartial.

However, there is a different way, as Neil Shillito, Director of leading financial advisors SG Wealth Management, explains. Stephen Girling (my fellow director) and I wrote our business plan in 2000, and we felt that the best way to run a higher-end financial advice business was on the basis of what is now known as Customer Agreed Remuneration, he says. Put simply, what advice and service can I expect to be given, over how long and at what cost? People in the industry looked at us as though we were mad. But we were ten years ahead of the thinking at that time. Slowly, the Regulator and the industry have accepted the changes.

The firm has a completely transparent model, where clients are simply charged a percentage of their investment in return for first class advice and service, irrespective of and unrelated to investment products. It took time for the firms offering to catch on, but it soon proved popular. It was very tough in the early years, recalls Shillito. We didnt have enough clients to generate referrals, so we worked hard to build up our presence in the local community and demonstrate that our business proposition added real value to the right kind of client. Despite the horrendous market downturn in 2001/2003 as a result of the bursting of the “tech bubble”, we became profitable in our fourth year, and have become increasingly profitable ever since. Even the recessionary period of 2007/2009 has failed to make a dent in the robustness of our financial stability.

It seems the rest of the financial advice industry is now coming round to SGWMs way of thinking: from 2012, UK financial advisors will be forced to charge the consumer directly for their services. Is SGWM concerned about the influx of new competitors? No, not really, Neil replies. We have a ten-year head start in terms of what the FSAs RDR [Retail Distribution Review] will bring in 2012. Firms that are changing slowly or reluctantly are going to find it hard to adjust, while were already accustomed to delivering our financial advice this way. If anything, it will be good for us, because it will raise awareness and acceptance of the direct-charging model.

First Solar, Inc. (fslr) – Financial And Strategic Swot Analysis Review

July, 23, 2014 : Company Profiles and Conferences presents a Company Report on “First Solar, Inc. (FSLR) – Financial and Strategic SWOT Analysis Review”, who helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

First Solar, Inc. (FSLR) – Financial and Strategic SWOT Analysis Review provides you an in-depth strategic SWOT analysis of the companys businesses and operations. The profile is bring to you a clear and an unbiased view of the companys key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

The profile contains critical company information including:

– Business description A detailed description of the companys operations and business divisions.
– Corporate strategy Analysts summarization of the companys business strategy.
– SWOT Analysis A detailed analysis of the companys strengths, weakness, opportunities and threats.
– Company history Progression of key events associated with the company.
– Major products and services A list of major products, services and brands of the company.
– Key competitors A list of key competitors to the company.
– Key employees A list of the key executives of the company.
– Executive biographies A brief summary of the executives employment history.
– Key operational heads A list of personnel heading key departments/functions.
– Important locations and subsidiaries A list and contact details of key locations and subsidiaries of the company.
– Detailed financial ratios for the past five years The latest financial ratios derived from the annual financial statements published by the company with 5 years history.
– Interim ratios for the last five interim periods The latest financial ratios derived from the quarterly/semi-annual financial statements published by the company for 5 interims history.

Highlights

First Solar, Inc. (First Solar) manufactures and sells photovoltaic (PV) solar modules. The company’s major products include PV Modules and Utility-Scale PV Systems. It also provides variety of integrated services to its clients, including solar power systems design, engineering, procurement, and construction (EPC) services, project development, project financing, operating and maintenance and others. The company’s sells its products to system integrators, operators of renewable energy projects and project developers. First Solar is headquartered in Tempe, Arizona, the US.

First Solar focuses on strengthening its business operations by securing new contracts.

First Solar, Inc. Key Recent Developments

May 08, 2014: IXL Group Opens Structure Manufacturing Plant in Adelaide to Supply First Solar Australian
May 06, 2014: First Solar, Inc. Announces First Quarter 2014 Financial Results
May 06, 2014: First Solar to Build 42.76MW for EDF Renewable Energy
Mar 21, 2014: Moapa Paiute Tribe, LADWP and First Solar Break Ground on 250MW Solar Project
Mar 19, 2014: First Solar and GE Shape Next-Generation PV Power Plant

Car Leasing – How To Get Out Of Your Car Lease Contract!

Why you would want to get out of a Car or Van Lease

There are many reasons why people might want to terminate a Car Lease, as we dont know what the future may bring:-

Change in financial circumstances – your income may have reduced (or increased)
Change of job – loss of job, got a new job, been offered a company car
Change of lifestyle – you now need a different type of vehicle
Need a different sized vehicle due to change in family size
Starting a new business (or closing your business down)
Car leased for your employee who is leaving and not being replaced
No longer require a car – relocating or emigrating

So how do I get out of a Car Lease?

Well, no matter what other people may tell you, its not that easy!

After all, a Car Lease is a legally binding agreement which you have entered into for a period of usually 2 or 3 years, during which time the finance company expects to receive a certain amount of money in monthly payments based on their estimate of what the value of your car will be at the end of the term. If you want to break the lease and return the car, you are likely to face Early Termination charges which, depending on how much of the lease is still to run, could be as much as a few thousand pounds.

There are really only 2 ways to get out of your Car Lease Contract:-

Find someone willing to take over the payments on your lease agreement, or
Hand the car back to the finance company and pay the Early Termination fee

The process for transferring a Car Lease

The first thing you should do is check your Car Lease Agreement and, if necessary, speak to the finance company, to see if there is anything in the contract which prevents you from transferring a Car Lease to another person or company. Most finance companies will allow transfers to take place, subject to the person who wishes to take over the lease passing their credit check, and a Transfer Fee being paid. Once you find a suitable person who wishes to take over the lease, simply inform the finance company who will carry out their checks and raise the necessary documentation.

Factors to consider when transferring a Car Lease

Make sure the vehicle conforms to the Fair Wear and Tear conditions of the finance company before transfer, as anyone taking over the lease will not want to pay for any damage you have caused
You may have to pay the transfer fee yourself and may also have to offer the person taking over the lease a cash incentive, as even this would be much cheaper than if you had to pay an Early Termination fee
The lower the mileage and the more mileage left to run on the contract, the easier it will be to find someone willing to take over the lease

Benefits of taking over a Car Lease?

Taking over someone elses Car Lease is an inexpensive way of acquiring a nearly new vehicle, as there is no initial payment or set-up fee to make and you just start paying the monthly rentals. Furthermore, your commitment is less as you are signing up for a shorter term contract.

Breach Of Contract

Finally, if you cant find a suitable person to take over your Car Lease, it may be tempting to simply hand back the car and stop making the monthly payments. Under no circumstances should you do this, as the finance company will seek to recoup its losses, may sue for breach of contract, and have you pursued by a debt collection agency, all of which will severely limit your chances of getting credit in the future.

To find out more about Car Leasing, why not visit Car Leasing Guide where you will find lots of useful tips and information on leasing a car. You can also get a free copy of Car Leasing Secrets – How To Get The Best Deal Possible On Your Next Car Lease if you subscribe to our Blog.

Become An Expert Of Financial Fraud Investigation By Attending Centennial College

Introduction to Fraud Examinations, Financial Crimes Investigation, Introduction to Intelligence Gathering, Financial Institutions & Identity Theft, International Legal Elements, Forensic Accounting, Investigative Methodologies – these are just some of the interesting and informative courses in which students of Centennial College’s Financial Fraud Investigation program participate. The two-semester offering, which results in an Ontario College Graduate Certificate, is designed for applicants who have previously completed a diploma or degree program but want to learn more about the field of financial fraud investigations in order to start a new career. Therefore, applicants must submit an official transcript demonstrating proof of successful completion of a post-secondary diploma in business or accounting. They may also be required to attend an interview session and present a resume. English and/or math skills may also be tested. Applicants who present a combination of partial post-secondary education and relevant work experience will be considered as well.

With two intakes during the fall and winter semesters, the program may appeal to a large range of people who are interested in obtaining the essential skills and knowledge in forensic accounting and investigation techniques that are needed in order to have a successful career in this exciting new field. The Financial Fraud Investigation undertaking is especially focused on preparing students to find entry-level positions in the fields of forensic accounting and audit investigations within the public or private sections. This is achieved in a number of ways. First and foremost, professionals who have first-hand experience in the field teach courses within the program. Therefore, students also benefit from personal anecdotes and their professors’ experience. In addition, Financial Fraud Investigation employs learning situations that involve up-to-date technologies, case studies and simulations. These learning techniques are applied in areas of fraud and economic loss quantification such as: investigating and analyzing financial evidence, testifying as a witness, becoming involved in criminal investigations, uncovering financial evidence in employee or insurance fraud cases, and investigation in the rapidly evolving area of computer fraud. In addition, the program content prepares students for the Certified Fraud Examiner examination.

Successful analysis and findings reported by practicing professionals may mean the difference between perpetrators avoiding detection of their illegal activities or being brought to justice. In most cases, success is directly and primarily dependent upon the knowledge, skills and abilities of the professionals performing the work. Consequently, the demand for entry-level professionals with formal education in fraud and forensic accounting has grown. Job titles such as forensic accounting/ litigation consultants, tax auditors, gaming investigators, insurance investigators, bank investigators and internal auditors are all part of the Financial Fraud Investigation sector. This relatively new field had gained popularity with the increase of financial crime such as credit card and insurance scams, compromising of bank cards, gaming scams and more. In addition, the advancement in technology has seen financial crime evolve rapidly, which results in new risks that need to be addressed.

Financial Infidelity What Is It

Although many are not familiar with the term financial infidelity, it has increasingly become a problem in many households across America. So what exactly is financial infidelity? Financial Infidelity occurs when one person in a committed relationship spends or hides money without disclosing it to their partner.

Like sexual infidelity, financial infidelity can destroy one’s marriage. Money problems are known to be one of the leading contributors to divorce. Financial infidelity happens to be at the top of the list of money problems that lead to divorce. Shockingly, Jennifer Brand, a family law specialist in Philadelphia, stated -I see more cases of divorce caused by financial infidelity than I do from sexual infidelity.-

So how many people out there are actually lying to their spouses about money? The numbers are surprisingly high. In a recent survey conducted by Harris Interactive, the following results were revealed:

Approximately 1 out of 3 people admit to lying to their partners about finances
One in Four people state that their partners have withheld financial information
Three out of Four people surveyed stated that they fight at least occasionally about money
One in Four adults believe that financial infidelity is worse than sexual infidelity
96% of the group surveyed reported that it is both partners’ responsibility to be completely honest about financial issues.

The results indicate that financial infidelity is a serious problem. As one can imagine, any form of dishonesty in a relationship can lead to serious trust issues. Those trust issues can ultimately break down the emotional connection needed to make a relationship last. The reality is that the effects of financial infidelity on a relationship are no different and oftentimes worse than sexual infidelity. If you are having a problem with being completely honest around your finances with your partner or are having problems getting over financial infidelity in your relationship, you should consider working with a financial therapist.

Nikiya Spence is a licensed psychotherapist, certified money coach, and speaker. Nikiya specializes in helping individuals and couples transform their relationship with money. Visit her website at www.solutionsoflife.com or call 770-638-7145 for a free 30-minute no obligation consultation.

Chartered Accountant Jobs – Improve Your Skills And Get Experience

In today’s economy, chartered accountant jobs are fast growing. Due to the fiscal crisis, many companies have initiated hiring freezes. Long time personnel are facing budget cuts, which force them to work for less money. With this entire happening, who is actually doing the work then? The answer rests in chartered jobs. From contractors and freelancers to temporary assistants, work is being outsourced like never before.

Several accounting firms now heavily rely on chartered accountants. Like regular accountants, chartered accounts have extensive industry experience. The only difference is that they work under a mentor for no less than three years. To become a charted accountant, you must have completed a two-year program. This is normally affiliated with postgraduate endeavors.

Chartered accountant jobs have several benefits. These benefits can open the door to a riches of new opportunities. From world travel to global appeal, this is more than just a regular job. The benefits include excellent pay, networking, and professional enhancement. You also learn as you go, which are great for tackling new developments and changes. Your mentor will also guide, advise, and make certain you are taking the right path to success. You could possibly implement your learned skills as well. This position offers job growth, which allows accountants to steadily climb the ladder of success. It’s also perfect for college students looking for an exciting and thriving career.

Chartered accountant jobs are widely available. Because of the their popularity, several people have considered career changes. With a solid foundation, they could possibly earn more revenue. The ability to work with a varied range of clients is also beneficial. This will lead to newer projects and higher visibility. As accountants, these are continuously in demand. From the public to government sectors, chartered accounts tackle several issues. These include tax endeavors, business initiatives and financial investments. With unsurpassed knowledge, accountants deliver viable options and suggestions. They also provide a valuable service to the public. Since accounting jobs are always available, those wishing to enter this field have a good market scope.

From bookkeeping to financial reviews, chartered accountant jobs continue to expand. The need for chartered accountants has risen in the last 5 years. This means more jobs and much more opportunities. In today’s economic climate, this is truly a breath of fresh air. Statistics also show that several college students are taking up accounting. Due to its productive nature, this exciting field can lead to other financial endeavors.

America While We Seek Mirth and Beauty – Judgment is at the Door

America’s premiere nineteenth century folk songster was, hands down, one Stephen Collins Foster. He died a pauper as have many folk songsters before him, but in 1854, Firth, Pond and Company published one of his songs entitled -Hard Times Come Again No More- and it became popular both in America and across the continent of Europe.

Nation founding and pioneering were at their height across the globe, but never so much as in America. Songs of struggles and scarcity were common and Europeans found them interesting in their fully developed nations where poverty was limited to certain cities or regions, but the general welfare of most European citizens was stable.

Foster’s songs invoked the sense of struggle and hard times, but were often misinterpreted as a sign that America was weak and could barely stand to her feet. In fact she was never stronger. Enduring hardships is a cleansing and purifying element that has long gone, and now it may be only the absence of the latest handheld gadget or the money to lavish on entertainment that is considered a hardship.

Difficulty has never made anyone weak if they refuse to move forward conjuring the best attitude and sense of resolve as they go. Was it a prayer or simply a mournful cry for hard times to come no more – in any sense, it was the call for better times that is generated from a belief that they can and will come.

Let us pause in life’s pleasures and count its many tears, While we all sup sorrow with the poor; There’s a song that will linger forever in our ears; Oh! Hard times come again no more

‘Tis the song, the sigh of the weary, Hard Times, hard times, come again no more Many days you have lingered around my cabin door; Oh! Hard times come again no more

While we seek mirth and beauty and music light and gay, There are frail forms fainting at the door; Though their voices are silent, their pleading looks will say Oh! Hard times come again no more

America sees her hard times as far behind with little chance of re-emergence in these times. This is the juncture where premiere old folk songs and premiere new false beliefs meet.

This writer is not guided by the latest trend in Christian journalism or the latest fad in doctrinal emphasis. Generational curses, prosperity gospel or any other fad of the church is taken for what it is worth, but will take no precedence over declaring the whole -counsel of God- as the Apostle Paul declared.

It is what I have -heard in the ear- (Mt 10: 27) that I must declare on the housetops, not what passes muster in today’s rapidly oncoming pop-culture gospel and trendy Biblical interpretation. So, exactly what have I heard?

America is heading toward hard times.

The short version is easy to declare, the causes require far more detail and that is what I write about endlessly.

America is prone to idol and hero worship and that is where the subtle error first makes its debut. Politicians, political pundits, news anchors and celebrities all have their place in the American scheme of things, but they rarely see the larger picture without some kind of compromising mistake that may look small, but in the light of biblical truth is major.

The seemingly invincible Fox News now hires homosexuals, has its top voices (Bret Baier) dismissed from speaking engagements because they have gone soft on key issues or succumbed to PC pressure of the day. The daily and morning shows host celebrities that have introduced sleaze into America through media which is generally looked at with snickers, laughter and curiosity.

Heroes like Bill O’Reilly are seen as the last and best voices even while their views of the nation may be generally correct, their solutions are almost non-existent or ignored. Hard work, lower taxes, economic responsibility all have their place in the old America but do little to help a nation that is plunging into moral reprobation.

We see in the last chapters of O’Reilly’s first best seller -Culture Warrior- a cavalier approach to the onset of the militant gay agenda. He concludes that it is a passing culturally faddish and unimportant part of the changes in the nation. What some are now calling the -Gaystapo- is today making our foibled impresario of the fallacious – look a bit foolish.

As if the hero was not sufficiently exposed, we all rush, not to read the bible, but O’Reillys book about the bible’s key figure -Jesus of Nazareth. O’ Reilly insists that only his trusted researcher Martin Dugard and a library of history books along with Bill’s high level of commonsense can discern the veracity and the importance of the man Jesus. Leaving the authority and God given fullness of the bible behind; our hero runs ahead at gallop speed with America’s conservative hoards running fast behind trying to keep up.

It should be embarrassing to see the nation falling even as the trumpeter calls the troops to the charge. As for Fox and O’Reilly the word for the day is -braggadocio.’ When writing to us, don’t use this word as a substitute for the truth and for mis-leading a nation about what is causing it to fall. A tilt has been discovered in the no spin zone.

It was never just about the killing of Jesus – it has always been about the life of the resurrected Christ carried on in the Holy Spirit empowered daily lives of the believers. It was never about how, where or when Christ died – it was always about for who he died.

-For when we were yet without strength, in due time Christ died for the ungodly.- (Ro 5: 6)

But as soon as possible research this, forget its historicity, it emerges from the Divine who resides in the eternal. To wit:

-In the multitude of words there wanteth not sin: but he that refraineth his lips is wise.- (Pr 10: 19)

We use SNL for parody, spoof, sarcasm and satire about daily events in America much like the French use Charlie Hebdo. We get a laugh out of it, but little more. There is no relief, change or meaningful reparation to our ills following our laughter.

Here is where it behooves us to realize that hard times come at the -backend’ of a nations run for a reason. The reason is blaringly simple – it is so, that nation, will not fall as all the other nations throughout history have fallen like so many dominoes in a row.

God is not a whip toting angry taskmaster, but a loving Father who cares about our future as individuals and for our nation as well. Consider this:

-For if we would judge ourselves, we should not be judged. But when we are judged, we are chastened of the Lord, that we should not be condemned with the world.- (1Co 11: 31-32)

Politicians, news anchors, celebrities and the best of the best all have their significance, but if we are ignoring the admonishments of the Lord we will still have to pass through chastisement. Those are the days when laughter ceases.

Almost in a prophetic sense Stephen Foster’s sad song ends with a picture of an old woman who, after all, could find no relief and, in fact, the dirge is carried right to the edge of the grave – is that woman America?

There’s a pale drooping maiden who toils her life away, With a worn heart whose better days are o’er: Though her voice would be merry, ’tis sighing all the day, Oh! Hard times come again no more

‘Tis a sigh that is wafted across the troubled wave, ‘Tis a wail that is heard upon the shore ‘Tis a dirge that is murmured around the lowly grave Oh! Hard times come again no more

Michael Bresciani is the publisher of American Prophet.org since 2005. The website features the articles and reports of Rev Bresciani along with some of America’s best writers and journalists, news and reviews that have earned the site the title of – The Website for Insight. Millions have read his timely reports and articles in online journals and print publications across the nation and the globe. Follow us on Twitter and Facebook